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Why do my Faster Payments sometimes debit at different times of day?


The timing differences occur because the system routes payments in different ways depending on:

  • Payment type - whether the Faster Payment is immediate, next-day or future-dated
  • Time authorised – the time at which your payment authoriser approved the payment
  • Debit and credit day – whether the debit and credit days involved are working days or non-working days
  • Funds – whether there are sufficient funds in the account.
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