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Q:

When do I need to have the funds in my account to make a domestic Faster Payment?

A:

If you're making a next day or future dated Faster Payment, you'll need to have sufficient funds in the account by 02:00 am on the day the payment is due be sent, to prevent the payment from being delayed.

If you're making an Immediate Faster Payment, you must have the funds available in your account before authorising and/or releasing your payment.

This applies to both single and bulk faster payments. 

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