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What extra information do I need to include in payments to the United Arab Emirates?


There’s been a change to the way United Arab Emirates (UAE) banks receive payments.

From now on, if you’re sending payments to the UAE in any currency, you’ll need to provide two extra pieces of information:

1) a residency indicator for the beneficiary.
2) a purpose of payment code.

This data will be used by the UAE banks for regulatory reporting. From immediate effect, payments that don’t include this additional information could be returned by UAE banks.


How to include this extra information

You’ll need to add the extra info into the ‘Information for the beneficiary’ field in Bankline, when making a payment to the UAE.

The format for the addition looks like this:

/BENEFRES/Country Code//Purpose Code

BENEFRES’ – always include this bit first.

Country Code’ - if the beneficiary has a UAE resident account, include the country code “AE” here.

Alternatively, if the beneficiary is a resident in another country, please include the 2 digit country code for that country. For example, ‘GB’ if the beneficiary is a UK resident.

(A list of Country Codes can be found here

Purpose Code’ – This is a code describing the reason for the payment. You can find the full list of codes to choose from here.


Here’s a full example:

If you’re making a salary payment and the beneficiary is a UAE resident, the information you’d put into the ‘Information for the beneficiary’ field would be:


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